Turkish Citizenship through the Private Pension Scheme (BES) | Secure Investment, Strong Future
- irmakgurer
- Aug 19
- 3 min read

Foreign investors seeking both financial security and Turkish Citizenship through the Private Pension Scheme (BES) now have a highly attractive option. By investing a minimum of USD 500,000 (or equivalent in foreign currency) into eligible BES funds for at least three years, investors can qualify for Turkish citizenship.
Unlike other investment methods, Turkish Citizenship through the Private Pension Scheme (BES) offers more than just a passport—it provides a professionally managed and transparent financial plan designed to protect and grow your savings.
Why is BES a Safe Choice?
Capital Protection: BES funds, including those indexed to precious metals such as gold and silver, provide security against currency fluctuations. Even if exchange rates shift, your citizenship through BES eligibility is not affected.
Professional Management: Funds are managed by expert portfolio managers under the strict oversight of the Insurance and Private Pension Regulation and Supervision Agency (SEDDK).
Full Transparency: Investors can monitor the performance and value of their portfolios anytime, anywhere, through a dedicated mobile application. This ensures real-time access to your investment status.
Türkiye Sigorta and Türkiye Hayat Emeklilik: Leaders in Trust and Reliability
The Turkish Citizenship through the Private Pension Scheme (BES) program in Türkiye is supported by Türkiye Sigorta and Türkiye Hayat Emeklilik, two of the most trusted institutions in the country’s insurance and pension sector. Both of them are public institutions.
Türkiye Sigorta is a state-backed leader with 41 regional offices, more than 3,900 agencies and brokers, over 5,000 bank branches, and around 3,000 expert staff. Listed on Borsa İstanbul, it plays a vital role in securing Turkey’s strategic assets.
Türkiye Hayat Emeklilik, serving over 14 million customers, is the largest life insurance and pension provider in Türkiye. Its products, including BES, are designed to ensure long-term financial security for individuals and families.
With their strong technological infrastructure and nationwide presence, Türkiye Sigorta and Türkiye Hayat Emeklilik guarantee the stability, transparency, and safety of the BES system.
Additional Privileges: BES Life Clubs
BES participants also gain access to Life Clubs, an exclusive customer loyalty program. Members enjoy privileges in health services, wellness, travel, and lifestyle discounts—from medical check-ups to gym memberships. Click here for details.
Step by Step Process
Open a bank account in Turkey
Deposit the contribution into the designated account
Convert the currency through the Central Bank of Turkey (CBRT)
Transfer the Turkish Lira to the pension company
Pension contract becomes effective, and the 3-year lock-in period begins
Certificate of Eligibility/Conformity issued by SEDDK (approx. 1 month)
Residency application to be submitted for main investor & spouse (if any) - requires applicant’s presence in Turkey
File Citizenship application – requires applicant’s presence in Turkey

Redacted Conformity Report Example
Why Choose IGA Law Firm?
At IGA Law Firm, we are proud to be one of the leading firms in Türkiye specializing in Turkish Citizenship through the Private Pension Scheme (BES). With years of experience assisting more than 800 families and numerous investors worldwide, we provide:
Full compliance with Turkish regulations
Direct liaison with Türkiye Sigorta and Türkiye Hayat Emeklilik
Step by step support from bank account opening to citizenship approval
Our detail-oriented and trustworthy legal services ensure your journey to Turkish citizenship is smooth, secure, and successful.
Conclusion
Turkish Citizenship through the Private Pension Scheme (BES) is not just an investment, it is a safe bridge to your new life as a Turkish citizen. With the reliability of Türkiye Sigorta and Türkiye Hayat Emeklilik, combined with the expert legal guidance of IGA Law Firm, you can secure both your financial future and your family’s citizenship with confidence.
For more information, contact us:
Tel: +90 530 426 46 12
Email: info@igalawfirm.com



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